2026 Benefits Open Enrollment

Your Costs

Your per-paycheck deductions for medical, dental, and vision coverage.

What's Changing?

Learn about changes going into effect in 2026 including new benefits.

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Your Cost for coverage

Review a side-by-side comparison of the cost of your medical, dental, and vision plan options.

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Resources & More

Have questions? Review resources to help you have a successful Open Enrollment.

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Your Cost for Coverage

Despite continued healthcare inflation, we're pleased to announce that your cost for coverage will remain unchanged in 2026. This is a big deal. See below for details.

2026 Plan Year Changes

Medical Bi-Weekly Cost

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Coverage Tier

Anthem CDHP

Anthem Low Deductible PPO

Anthem EPO

Kaiser HMO
(CA Only)

You

$65.05
$107.89
$130.72
North: $83.54
South $84.35

You + Spouse / Domestic Partner

$166.37
$254.22
$301.00
North: $230.92
South $233.13

You + Child(ren)

$145.85
$227.27
$270.61
North: $184.34
South $186.12

You + Family

$234.39
$362.94
$431.40
North: $335.94
South $339.17

Dental & Vision Bi-Weekly Cost

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Coverage Tier

Dental Base Plan

Dental Buy-Up

Vision Base Plan

Vision Buy-Up

You

$7.78
$11.56
$0.00
$4.29

You + Spouse / Domestic Partner

$16.18
$29.62
$2.11
$10.68

You + Child(ren)

$17.29
$31.10
$1.69
$9.39

You + Family

$26.46
$46.85
$3.68
$15.21

Benefits at no cost to you

In addition to your medical coverage options, Chipotle is pleased to provide you with the following benefits at no cost to you.

  • Employee Assistance Program (EAP): Your no-cost, 24-7, confidential support line when you need help.

  • Chipotle Wellness Program: Get medical premium reductions and gift cards for participating in healthy challenges with your peers.

  • Calm Health App: Your mental well-being app providing stress, anxiety, and sleep support.

  • Debt-Free Degrees: Receive a college degree completely tuition free.

  • Tuition Reimbursement: Receive up to a combined $5,250 of tuition assistance for eligible coursework.

  • Cred.ai Pro: Establish credit simply by utilizing your cred.ai card.

  • Secure 2.0 Student Loan/401(k) Contribution Match: Chipotle will match your eligible loan payments in the form of an additional 401(k) employer contribution.

  • Basic Life and AD&D: Your beneficiaries receive a cash payment in the event of certain castostrophic events.

  • Short-Term Disability: You're protected with partial income replacement if you're unable to work due to a non-work-related illness or injury.

  • Adoption Assistance: Get reimbursed for 80% of elieible expenses related to the adoption of a child, up to $7,500 per child.

  • SoFi at Work Financial Wellness Dashboard: Your personalized dashboard empowering your financial health.

  • Perkspot Discount Program: Save money on a variety of products and services from top-selling national brands.

Open Enrollment is now closed

Want to learn more about your 2026 benefits?

  1. Learn about the 2026 Plan Year. Review important changes, your cost for coverage, and Open Enrollment resources on the OE Hub (you're already here).

  2. Review your full benefits. Visit the Benefits Education Hub or the 2026 Benefits Guide for full benefits details and to compare plan options. ¿Prefieres español? Visita la Guía de Beneficios en Español.

  3. Review your coverage! Visit Workday to review your 2026 elections.

Visit Workday